:root {
  --bg: #f4f7fb;
  --ink: #132235;
  --muted: #4e6177;
  --card: #ffffff;
  --line: #d8e1ec;
  --accent: #0b74de;
  --accent-ink: #ffffff;
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: "Segoe UI", Tahoma, Verdana, sans-serif;
  color: var(--ink);
  background: radial-gradient(1200px 600px at 85% -20%, #dcecff 0, transparent 55%), var(--bg);
}

.wrap {
  width: min(1100px, 92vw);
  margin: 0 auto;
}

.hero {
  padding: 64px 0 44px;
  border-bottom: 1px solid var(--line);
  background: linear-gradient(180deg, #eef5ff 0%, #f8fbff 100%);
}

.brand {
  font-size: 14px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: #245f9f;
  margin-bottom: 18px;
}

h1 {
  margin: 0 0 14px;
  font-size: clamp(30px, 4.4vw, 48px);
  line-height: 1.12;
  max-width: 900px;
}

.lead {
  margin: 0;
  font-size: 18px;
  color: var(--muted);
  max-width: 760px;
}

.section {
  padding: 36px 0;
}

h2 {
  margin: 0 0 16px;
  font-size: clamp(24px, 3vw, 34px);
}

h3 {
  margin: 0 0 8px;
  font-size: 20px;
}

p {
  margin: 0;
  line-height: 1.5;
}

.muted {
  color: var(--muted);
}

.grid,
.plans {
  display: grid;
  gap: 14px;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
}

.card,
.plan {
  border: 1px solid var(--line);
  border-radius: 12px;
  background: var(--card);
  padding: 16px;
}

.steps {
  margin: 0;
  padding-left: 20px;
  display: grid;
  gap: 10px;
}

.faq-list {
  display: grid;
  gap: 10px;
}

.faq-item {
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: 10px 14px;
  background: #fff;
}

.faq-item summary {
  cursor: pointer;
  font-weight: 600;
}

.faq-item p {
  margin-top: 10px;
  color: var(--muted);
}

.cta-row {
  margin-top: 22px;
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.btn {
  display: inline-block;
  text-decoration: none;
  border-radius: 10px;
  padding: 11px 18px;
  font-weight: 600;
  border: 1px solid transparent;
}

.btn-primary {
  background: var(--accent);
  color: var(--accent-ink);
}

.btn-outline {
  border-color: #86a6ca;
  color: #1a4f84;
  background: #fff;
}

.cta-bottom {
  border-top: 1px solid var(--line);
}

.footer {
  border-top: 1px solid var(--line);
  padding: 22px 0;
  background: #fff;
}

.footer-row {
  display: flex;
  gap: 14px;
  align-items: center;
  flex-wrap: wrap;
}

.footer a {
  color: #225d9b;
  text-decoration: none;
}

@media (max-width: 700px) {
  .hero {
    padding-top: 48px;
  }

  .section {
    padding: 28px 0;
  }
}